Did you know… over 40% of people receiving long-term care services are under the age of 65? This is one of the reasons why long-term care insurance has become a frequently requested employee benefit. Employer-based long term care insurance is an essential part of a comprehensive benefits package.
Long-Term Care is the type of care received either at home or in a facility, whenever someone needs help with activities of daily living, such as bathing and grooming as a result of an incident, an illness or advancing age.
Increasing life expectancy indicates that the potential necessity for “long-term care” becomes more serious with each and every passing year of your life. The chance is that you or a member of your family will need long-term care assistance thanks to a prolonged disorder, a disability, or general deterioration of your health and ability to conduct routine daily activities.
Many long term care expenses are not covered by Social Security or Medicare, Medicare Supplement (“Medigap”), or private health insurance. Medicaid pays for just about half of all nursing home care, but you must meet federal poverty guidelines and may have to “spend down” the majority of your assets on health care. Contact us by tapping the button or schedule a FREE consultation online, below.
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We help people find money they are currently losing unknowingly and unnecessarily. Healthtree Financial Fitness LLC will help you create a winning financial strategy for you and your family’s future.
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Bridgeport, CT 06607
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